The Fastest Way for AI Agents and Apps to Transact

Build AI agents and apps that pay and get paid in real time with x402, multi-chain micropayments powered by Solana.

Hero Image

PayAI simplifies x402 payments for merchants

PayAI is a facilitator of the x402 payment standard, supporting usage-based payments for AI Agents, SaaS, and traditional applications. It enables fast and secure payments across digital currencies.

< 1 Second

Payments are verified and settled.

99.9%

Payment Success Rate across supported networks

Pay-Per-Request Pricing

Charge per request, action, or usage — ideal for APIs, AI agents, and real-time services.

Instant Settlement

Payments settle immediately, with no delays or manual reconciliation.

Client & Agent Payments

Enable seamless payments between clients, apps, and AI agents through web flows.

x402 Standard Adoption

Adopt the x402 standard without handling blockchain complexity, fees, or settlement logic.

Ecosystem & Partners

PayAI connects with leading networks and partners to deliver fast, reliable, and scalable micropayments across the Web3 ecosystem.

Partners
background-left
solana
base
layer
polygon
avalanche
sei
solana
base
layer
polygon
avalanche
sei
background-right

Fast, Scalable, and Ready for Any Use Case

PayAI is a facilitator for the x402 protocol, enabling merchants to accept stablecoin payments and micropayments with just a few lines of code.

x402 FacilitatorLive Now

Start selling immediately

Accept payments from $0.01 to $1,000,000. Perfect for all use cases. Whether it is microtransactions for AI Agents, one-time sales for digital content, or recurring sales for SaaS.

Start selling immediately
x402 Echo MerchantLive Now

Test payments against a live merchant

Run real x402 transactions against a live merchant—for free. Get 100% of your test payment refunded, with PayAI covering the network fees.

Test payments against a live merchant
Payment SplittingComing Soon

Receive payments to one account, distribute to multiple.

Payment empowers marketplaces and workflows where there are multiple final recipients.

Receive payments to one account, distribute to multiple.
Token GatewayComing Soon

Cross-network payments

Get paid no matter where your customers are. More networks, more sales.

Cross-network payments

Ecosystem Spotlight

Meet the projects and builders shaping the future of AI payments with x402.

Xona Agent

Xona Agent

AI Agents

XONA is a Creative AI Agent bridging multiple generation models and creative resources. With x402, we can monetize our services seamlessly, allowing other agents to access them in a pay-per-use, no subscription or API key hassle fashion. Multi-chain and powered by PayAI, our discovery and earning layer keeps expanding!

Xona Agent Team

AiMo Network

AiMo Network

AI Agents

We tried many x402 facilitators in the early development stages. PayAI offers the most stable and covered services so we don't have to worry about our LLMs api calls failing at the facilitator level. Bullish on the PayAI team!

AiMo Network Team

PredictMigrate.funGPThreeSyraaCanza

Trusted by 1000+ companies of all sizes

Blog

Stay up to date with the latest from PayAI

Frequently Asked Questions

Explore the most common questions from our community and learn how to make the most of x402.

Experience the Future of Real-Time Payments

Start Building with x402 today and Integrate real-time, usage-based payments into your AI agents, apps, or platforms in just a few minutes.